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      <image:title>When To Incorporate Brief</image:title>
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      <image:title>Use Tax Brief</image:title>
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      <image:title>Health Care Reform In 2014</image:title>
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    <lastmod>2024-03-21</lastmod>
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      <image:title>Holding a Foreign Currency? You May Owe Tax, or Get a Valuable Write-off</image:title>
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      <image:title>Moving Abroad</image:title>
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      <image:title>Tax Refunds for Investors in Swiss Stocks</image:title>
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      <image:title>Health Savings Accounts</image:title>
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    <lastmod>2022-01-25</lastmod>
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    <lastmod>2025-11-12</lastmod>
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      <image:title>Do you Report your Foreign Gift to the IRS?</image:title>
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    <lastmod>2024-07-15</lastmod>
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      <image:title>At the End of a Trust, Should the Trustee Cash Out, or Distribute Trust Property In Kind?</image:title>
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    <lastmod>2022-01-20</lastmod>
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      <image:title>Understanding your Simple Trust</image:title>
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    <lastmod>2021-12-24</lastmod>
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      <image:title>Massachusetts Short-Term Rental Tax</image:title>
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    <loc>https://www.johnschachter.com/executives-and-investors/planning-with-capital-loss-carryovers</loc>
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    <lastmod>2021-12-24</lastmod>
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      <image:title>Planning with Capital Loss Carryovers</image:title>
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    <lastmod>2022-01-25</lastmod>
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      <image:title>What are the tax implications of gifted or inherited assets?</image:title>
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    <lastmod>2025-11-12</lastmod>
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      <image:title>Roth IRA Conversions</image:title>
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    <lastmod>2022-01-19</lastmod>
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      <image:title>Meet Laura Johnson - Make it stand out</image:title>
      <image:caption>Laura Johnson EA</image:caption>
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      <image:title>Meet Laura Johnson</image:title>
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  <url>
    <loc>https://www.johnschachter.com/estates-and-trusts/inherited-iras</loc>
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    <lastmod>2022-01-20</lastmod>
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      <image:title>Inherited IRAs</image:title>
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  <url>
    <loc>https://www.johnschachter.com/businesses/massachusetts-corporations-property-tax</loc>
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    <lastmod>2022-01-25</lastmod>
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      <image:title>Massachusetts Corporations &amp; Property Tax</image:title>
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    <loc>https://www.johnschachter.com/estates-and-trusts/529-plans-gift-tax</loc>
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    <lastmod>2022-01-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce435d6bea1ed00016ba287/1558964652247-5MWXNMFZVOPGE4TY6U2Q/MHeiderich_ReflexionenZwei-05-copy.jpg</image:loc>
      <image:title>529 Plans &amp; Gift Tax</image:title>
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    <loc>https://www.johnschachter.com/about-us/back-bay-accounting-firm</loc>
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    <lastmod>2021-12-24</lastmod>
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      <image:title>Directions</image:title>
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    <loc>https://www.johnschachter.com/about-us/craig-pellet</loc>
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    <lastmod>2025-12-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/618abd35b5389324f6472b5d/094af30f-994c-4ab5-877f-6d39209fbe2c/Craig+Pellet+800.jpeg</image:loc>
      <image:title>Meet Craig Pellet - Make it stand out</image:title>
      <image:caption>Craig Pellet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce435d6bea1ed00016ba287/1558964652247-5MWXNMFZVOPGE4TY6U2Q/MHeiderich_ReflexionenZwei-05-copy.jpg</image:loc>
      <image:title>Meet Craig Pellet</image:title>
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    <loc>https://www.johnschachter.com/executives-and-investors/employee-stock-purchase-plans</loc>
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    <lastmod>2021-12-24</lastmod>
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      <image:title>Pay Less Tax with Employee Stock Purchase Plans</image:title>
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    <lastmod>2022-01-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/618abd35b5389324f6472b5d/42bd647d-b90c-45a4-9539-624c0228dcac/Mike+Cieri+800.jpeg</image:loc>
      <image:title>Meet Michael Cieri - Make it stand out</image:title>
      <image:caption>Michael Cieri CPA</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce435d6bea1ed00016ba287/1558964652247-5MWXNMFZVOPGE4TY6U2Q/MHeiderich_ReflexionenZwei-05-copy.jpg</image:loc>
      <image:title>Meet Michael Cieri</image:title>
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